My Sister's Budget is envelope budgeting made warm, simple, and actually doable — for real people with real lives.
Jeanette had a gift for making complicated things feel simple. She believed anyone could get on top of their finances — not through restriction, but through clarity and a little grace.
She used envelopes. Real ones, on her kitchen table. Every paycheck was sorted, every bill planned for, every dream had its own spot. She passed this system down to her family, and it changed lives.
This app carries her wisdom forward — so more people can feel the peace of knowing exactly where their money is going.
"Money — you spend it, you save it, and if you're like most people, you worry about it. This system changes that."
— Jeanette
No spreadsheets. No financial degree. Just a system that works for how real families live.
Create categories for every part of your life — rent, groceries, gas, fun money. Each one holds its own budget.
Every paycheck gets divided into your envelopes. You always know what you have — no guessing, no overdrafts.
Log each purchase to the right category. Watch your envelopes update in real time. That's the whole system.
Upload your bank CSV or PDF and transactions fill in automatically with smart duplicate detection.
Take a photo of any receipt and the app reads the merchant, total, and date automatically.
Track spending, monitor goals, and get a monthly budget health grade — A through C.
The real things she said. The kind of advice you'd only get from someone who truly loved you.
Every paycheck should be planned before it hits your account. That moment of intention is everything.
Money without a category has no purpose — and money without purpose disappears.
Going $5 over once is fine. Going over every month means your budget is wrong — fix the budget, not the guilt.
A 10-minute weekly check-in keeps everything current and stops you from avoiding your numbers.
If there's no room for fun, you'll quit. A guilt-free "fun money" envelope makes the system sustainable.
You won't get the amounts right the first time. That's expected. Just start — you'll adjust as you go.
Short walkthroughs for every part of the app. No fluff, no filler.
Walk through the setup wizard and create your envelopes from scratch.
Getting StartedReceive income and distribute it across your categories.
IncomeDownload your CSV from your bank and import it in seconds.
ImportTake a photo and watch the app fill in the details automatically.
Receipt ScanningUnderstand your monthly summary, budget vs actual, and savings goals.
GoalsWhen life happens, shift money from one category to another.
Managing MoneyOne time. Yours forever. No subscription, no hidden fees.